Nevertheless the highest auto-insurance premiums are apparently in a province without such government monopoly.
Case study, released Monday, found that Ontarians pay the highest rates of a typical Canadian drivers, with B.C. second.
The Fraser Institute, a right-leaning think-tank, found the fact that average auto-insurance premium in British Columbia was $1,113 last year - probably the most recent year for which information are obtainable - $1,049 in Saskatchewan, and $1,027 in Manitoba.
Ontario had the very best average premium at $1,281, while the minimum average premium, $642, was found in Quebec.
The Fraser Institute chalked in the high Ontario premiums into a mixture of high quantities of insurance fraud driving up claims costs, rate-setting regulations and mandatory minimum liability and accident-benefits laws.
The think-tank estimated the insurance expenses based on publicly accessible information.
The cost of car insurance in every province is usually measured by calculating the regular premium as being a area of GDP per person, the common premium to provide a amount of individual income per person, along with the average premium for a area of personal disposable income per individual.
The Fraser Institute also said that this study located evidence that taxpayers, including non-drivers, are subsidizing government auto insurers in a few provinces.
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